Fees & Insurance
Investment in Your Healing Journey
Therapy is an investment in yourself—in your nervous system, your relationships, and your capacity to move through life with more ease and presence. At Adaptive Wellness, we believe in transparency around fees and want you to understand both the cost and the value of the work we do together.
Why We Don’t Take Insurance Directly
We've made the intentional choice not to participate in insurance panels, and this decision comes from a deep commitment to providing you with the highest quality, personalized care.
When therapists work directly with insurance companies, they're required to assign a diagnosis, limit session length to specific increments, and often justify treatment approaches based on what insurance deems "medically necessary." This model doesn't honor the way real healing happens—especially when we're working with developmental trauma, nervous system regulation, and the complex interplay between mind, body, and spirit.
By remaining out-of-network, we maintain the freedom to work at the pace your healing requires. We can offer extended sessions when you're doing deeper somatic EMDR work that needs more time to integrate. We can adapt our approach based on what your system needs in any given moment, whether that's parts exploration, Polyvagal-informed nervous system work, or creating space for you to simply be seen and held.
Between-Session Investment in Your Care
What happens between our sessions matters just as much as what happens during them. We don't just show up for our scheduled time together—we carry your work with us. This means investing in ongoing education, staying current with trauma-focused and somatic approaches, reflecting deeply on your sessions, and reading and researching to better understand the unique ways your system communicates. This kind of attentive, individualized care is part of what makes the therapeutic relationship truly transformative.
Therapy Fees
Weekly Individual Sessions (45-50 minutes): $225
Our standard session length provides consistent, reliable support for ongoing nervous system regulation, trauma processing, and relational healing. This weekly rhythm helps your system build capacity over time while maintaining the continuity that deeper work requires.
Extended Sessions (80-90 minutes): $350
Sometimes the deeper work—particularly Somatic EMDR, or parts work—needs more breathing room. Extended sessions allow us to move through activation and into integration without rushing, giving your nervous system the time it needs to process and settle.
Intensive Therapy Packages: Starting at $2,000
For clients who benefit from concentrated healing work, we offer intensive packages that provide extended time over consecutive days. This format can be especially powerful for processing developmental trauma and creating significant shifts in your nervous system's capacity for regulation and resilience.
Virtual Therapy Across Multiple States
We provide online therapy services for clients in Illinois, Massachusetts, Michigan, and New York. Virtual sessions offer the same depth and quality of care as in-person therapy, allowing you to access trauma-focused therapy, Somatic EMDR, and Nervous system focused therapy from the comfort and safety of your own space.
Whether you're seeking online Somatic EMDR therapy in Chicago, virtual trauma therapy in Boston, telehealth counseling in Detroit, or remote somatic therapy in New York City, our virtual sessions create that same grounded, sacred space for healing—wherever you are.
Using Your Out-of-Network Insurance Benefits
We understand that investing in quality therapy is significant, and we want to make this work as accessible as possible. While we don't take insurance directly, many of our clients are able to use their PPO’s out-of-network mental health benefits to receive partial or full reimbursement for therapy sessions.
How Out-of-Network Benefits Work
Out-of-network benefits allow you to see the therapist who's the right fit for you—someone who specializes in trauma-focused care, somatic approaches, and nervous system work—while still receiving financial support from your insurance provider. Many insurance plans, including PPOs, include out-of-network mental health coverage that can significantly reduce your out-of-pocket costs.
Partnership with Reimbursify
We've partnered with Reimbursify to make this process simple and transparent. Reimbursify is a trusted platform that helps you understand your specific out-of-network benefits, submit claims efficiently, and track reimbursements—all without the confusion and guesswork.
Click the blue button to check your benefits through Reimbursify. In just a few minutes, you'll discover if you qualify for insurance reimbursement for EMDR therapy, somatic therapy, or trauma-focused counseling in Atlanta, and how much you could save on sessions.
Your insurance coverage doesn't have to dictate who walks alongside you in your healing. When you use out-of-network benefits, you're free to find a therapist whose approach genuinely resonates with you. The right therapeutic relationship matters, and you deserve to work with someone who creates the kind of safe, grounded space where real healing can happen.
FAQs
-
We maintain a limited number of reduced-fee spots for clients experiencing financial hardship. Please reach out to discuss availability.
-
We accept credit cards, debit cards, HSA, FSA cards. Payment is due at the time of service.
-
The easiest way is to use Reimbursify's free benefits check tool. You can also call the number on the back of your insurance card and ask about your "out-of-network mental health benefits" including your deductible, coinsurance rate, allowed ammount, and any session limits.
-
Yes. After each session, we provide a detailed superbill (receipt) that includes all the information your insurance company needs to process your out-of-network claim. Reimbursify can help you submit these automatically.
-
Under the No Surprises Act, you have the right to receive a Good Faith Estimate (GFE) explaining how much your medical and mental health care will cost.
As an out-of-network provider, I am committed to total financial transparency. Before we begin our work together—whether you are booking Weekly Therapy or a Somatic EMDR Intensive—I will provide you with a written estimate that outlines the expected cost of our sessions.
Your Good Faith Estimate will include:
The hourly rate for your specific session format (50-minute, 90-minute, or Intensive).
An estimate of the frequency and duration of treatment.
Relevant diagnostic and service codes needed for your insurance reimbursement through Reimbursify.
You can request a GFE at any time before you schedule a service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you have the right to dispute the bill. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.
Ready to Begin?
Finding the right therapist for trauma therapy, EMDR, or nervous system work means finding someone who truly sees you. Whether you're seeking online therapy in Illinois, virtual EMDR in Massachusetts, telehealth counseling in Michigan, or remote trauma therapy in New York, we're here to create that soft place to land—a space where working on hard things feels safe, supported, and sacred.
If you have questions about fees, insurance reimbursement, virtual therapy sessions, or whether online therapy at Adaptive Wellness is the right fit for you, we invite you to reach out. Your healing journey matters, and we're honored to be considered as part of it.
Adaptive Wellness provides virtual trauma-focused therapy, online Somatic EMDR therapy, telehealth somatic therapy, and remote Integrative Mental Health therapy for clients in Illinois, Massachusetts, Michigan, and New York. We specialize in developmental trauma, nervous system regulation, and creating holistic healing that honors the connection between mind, body, and spirit—all from the comfort and safety of your own space.
Contact Lynn
Let’s connect and get you on the path to living the life you want.
Please fill out the form below if you have questions or want to know more.